How does LGK Investments Earn Fees
Our advisory fees reflect the effort and research we put into our portfolio management processes. We spend significant time understanding and meeting with portfolio managers, economists, and investment strategists to ensure our portfolio positioning translates to solid returns with less volatility for our clients.
Understanding the fee structures for your portfolio is an integral part of the investing process. At LGK Investments, we want to ensure our clients understand the costs of being a client.
All rates of return are shown after applicable fees have been deducted. This allows clients to see performance numbers on a net basis of any fees charged.
How does our process benefit clients?
We provide our clients with independent and reliable investment counsel centered on risk minimization. The primary method for achieving this is through a robust research process.
We research the variability of investments in various market conditions and receive quarterly updates from each investment company. This allows our research team to evaluate the current investment positioning within the scope of the entire client portfolio.
We evaluate each client’s portfolio quarterly to ensure consistency of strategy, positioning, and overall client suitability.
Throughout the year, our goal is to have multiple points of client contact on a wide variety of financial topics, such as;
Portfolio Management
- Full portfolio reviews covering performance, volatility, and geographic weightings
- Interim review meetings to discuss trade strategies and current positioning
- Phone and video meetings to discuss strategy and account changes
- Retirement Planning
- Financial planning to prepare for retirement
Retirement cash flow requirements
- Decisions on pensions – timing and cash flows
- Assisting clients with tax-efficient ways to manage their accounts
- Decisions on the best timing to draw government benefits such as Old Age Security (OAS) and Canada Pensions Plan (CPP).
Investment Research
- Quarterly reviews of all client accounts regarding positioning, volatility and preparedness for upcoming market expectations.
- Quarterly meetings with all fund managers & strategists
- Attendance at general investment forums & updates from various fund companies and economists.
General Service
- Communication with your accountant and lawyer (and other professionals) to ensure estate and tax planning matters are configured correctly.
- Household budgeting and saving strategies for clients who are still employed and currently retired.
- We refer our clients to a wide range of other professionals in different fields, such as mortgage brokers, realtors, accountants, lawyers, and bookkeepers.
We realize our clients are all different. Some prefer more contact and time reviewing investment accounts and strategy, while others prefer less.
All services listed above are included in our fee schedule. As a reminder, our office does not charge fees for investment changes such as purchases, withdrawals, or transfers.
To read more on how LGK Investments is paid, click this link: How LGK Investments is Paid