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Investment Philosophy & Process

Our Investment Philosophy

At LGK Investments of Aligned Capital Partners Inc. our investment philosophy is simple yet effective. Portfolio changes are not based off short-term market fluctuations, meaning that if the market goes up one day and down the next, we aren't going to be buying and selling within clients accounts. This allows for long-term investment growth and helps us to manage our clients needs based on personal risk levels, goals, as well as our long-term view of the market. We are committed to protecting client's investments, not risking them. We take a more cautious approach to managing our clients' money. Our goal is to provide accounts with roughly 80 percent of market growth, with only 50 percent of the market downside. Lastly, we fill accounts with funds that compliment each other to ensure that all your eggs are never in one basket. We research our investment managers rigorously and communicate with them regularly to ensure the right mix for each individual client. Client money is always put in a well-informed place.

Investment Factors

There are four factors that contribute to a clients' investment success

  1. The Markets - The performance of the market is a big contributor to the success of our investment approach. Making sure money is in the right place helps protect our clients' investments.
  2. Risk Level - Each clients personal risk level determines how their money is invested. Higher and lower risk tolerances depend on whether clients are in a position to pay for life's expenses, willing to accept market volatility, or if they are needing to maintain cash flow for retirement.
  3. Contributions - The amount of contributions to investments is very important, the more that is put in means that there is a larger base to grow upon. More contributions strengthen an account and averages out market volatility as time goes on.
  4. Time - The time in which money remains invested drastically affects an account as the longer that it is left untouched the more it will be able to compound in growth. Maintaining a long-term focus and contributing to investments regularly will help our clients achieve success in investing.

Our Investment Process

LGK Wealth Management Inc. and LGK Investments of Aligned Capital Partners Inc. (ACPI) are separate legal entities. All non-securities related business conducted by your Advisor as a representative of LGK Wealth Management is not in his capacity as an agent of ACPI.

LGK Investments is an investments trade name of Aligned Capital Partners Inc. (ACPI), a member of the Canadian Investor Protection Fund (CIPF.ca) and the Investment Industry Regulatory Organization of Canada (IIROC.ca). Investment products are provided by ACPI and  include, but are not limited to, mutual funds, stocks, and bonds. Gary Koss is registered to advise clients resident in the provinces of Alberta, British Columbia, Saskatchewan, and Ontario. Lexy Koss is registered to advise clients resident in the provinces of Alberta, British Columbia, and Ontario.

Any advice which may be given in respect of non-securities services is given by your Advisor solely and no such advice is given in their capacity as an agent of ACPI and is not protected by the Canadian Investor Protection Fund (CIPF). CIPF Coverage is available to investment dealers that are members of IIROC and does not cover insurance products and segregated products not held by a Member.

 Non-securities related business includes, without limitation, fee-based financial planning services; estate and tax planning; tax return preparation services; advising in or selling any type of insurance product; any type of mortgage service.  Accordingly, ACPI is not providing and does not supervise any of the above noted activities and you should not rely on ACPI for any review of any non-securities services provided by Gary and Lexy Koss.

This website is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult the appropriate professional depending on your particular circumstances. This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

The opinions expressed are those of the author and do not necessarily reflect those of ACPI. The information contained on this website is subject to change without notice. Information has been gathered from sources believed to be reliable. The owner and publisher of this website are not liable for any inaccuracies in the information provided.


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